Motor Vehicles & Mobile Homes
Proof of Insurance
Proof of Florida insurance is required to purchase and renew a license plate in Florida. The vehicle owner must provide documentation such as a Florida binder, Florida policy, or Florida insurance card, as proof of personal injury protection (PIP) in the amount of $10,000 and combined bodily liability and property damage liability in the amount of at least $10,000.
Proof of insurance is not required to be presented at the time of purchase or renewal of license plates for motorcycles, mobile homes, and trailers. However, this is a statement of procedural fact and is in no way intended to suggest that insurance should not be carried.
There are additional requirements of special combined single limit insurance on heavy trucks and truck tractors. In some circumstances, proof of Federal Heavy Vehicle Use Tax may apply.